Stay secure by only shopping from legitimate websites and be careful where you save your card information. Tips for securely using your credit card onlineĪ credit card is a valuable tool for shopping online, but it pays to be smart when making online purchases with credit. Yet if you've saved your old card information with merchants-such as streaming services or utility companies-you'll need to update them with your new card number. Your card issuer will send you a new card free of charge if you report your old one as lost or stolen. Review the merchants with whom you had saved your card number.If you see any charges you don't recognize, you'll have up to 60 days to dispute them. Even if you've taken the steps to prevent fraudulent activity on your account, it's a good idea to look at your future statements line-by-line. Monitor your credit card statements closely.You may not be liable for the fraudulent charges as long as you notify your card issuer quickly, but this varies depending on the credit issuer's policy. Call your credit card issuer to let them know you think your card was compromised. If you realize you put your credit card information into a fraudulent or suspicious website-or have another reason to suspect your card number could be accessed by fraudsters-take the following steps to lock down your account: What to do if your card information is compromised or stolen They can be used only for a single transaction, so merchants don't receive your real card number. Many card issuers offer one-time-use credit card numbers known as virtual card numbers.
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